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Proposed

Bill · 119th Congress · HR 10725

GAP Act

Refreshed 1 h ago

Introduced 2026-10-05Topic: health care · social services

Summary

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This bill would require companies that sell Medicare supplemental (Medigap) insurance policies to hold a yearly enrollment period starting January 1, 2028. Any person eligible for Medicare could sign up for any policy the company offers during that period, which would match the annual Medicare open enrollment period. During this period, companies could not deny coverage, set conditions, or charge different prices based on a person's health status, medical history, claims, or medical condition. The Department of Health and Human Services would have to update the "Medicare & You" and "Welcome to Medicare" notices within 30 days of the law's enactment to explain the change.

Full text and official record on Congress.gov

Sponsors

Action history

DateChamberActionStatus effect
2026-10-05HouseReferred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.refer
2026-10-05HouseReferred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.refer
2026-10-05Introduced in Houseintroduce
2026-10-05Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-10-10. Provisions and opinion polling arrive in a later release.