A bill to amend the Financial Stability Act of 2010 to provide for tailoring and indexing enhanced regulations.

This bill raises the bank asset size limits in several federal banking laws that decide which bank holding companies face stricter federal oversight. For example, it changes the $250 billion threshold to $370 billion, the $100 billion threshold to $150 billion, the $50 billion threshold to $75 billion, and the $10 billion threshold to $15 billion. It requires the Federal Reserve Board to raise these thresholds every 5 years based on growth in either U.S. gross domestic product or the Consumer Price Index, and to report its choice of measure to Congress. It also requires the Federal Reserve, the Comptroller of the Currency, and the FDIC to review and adjust related thresholds set by their own regulations every 5 years and report the changes to Congress.

Full text and official record on Congress.gov

Sponsors

• Katie Boyd Britt Republican sponsor
• 0 cosponsors