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Proposed

Resolution · 119th Congress · SJRES 173

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".

Refreshed 4 h ago

Introduced 2026-04-13Topic: technology privacy · economy jobs · governance ethics

Summary

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This joint resolution would use the Congressional Review Act to reject a 2025 action by the Consumer Financial Protection Bureau. In that action, the Bureau withdrew a 2022 guidance document, Circular 2022-07, about how companies must reasonably investigate consumer disputes over credit report information. Under this resolution, the Bureau's withdrawal would have no force or effect.

Full text and official record on Congress.gov

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Action history

DateChamberActionStatus effect
2026-04-13SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.refer
2026-04-13Introduced in Senateintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-11. Provisions and opinion polling arrive in a later release.