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Proposed

Resolution · 119th Congress · SJRES 169

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-06: Unanticipated Overdraft Fee Assessment Practices".

Refreshed 2 h ago

Introduced 2026-04-13Topic: economy jobs · governance ethics

Summary

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This joint resolution would use the Congressional Review Act to reject a May 2025 action by the Consumer Financial Protection Bureau. That action withdrew a 2022 bureau circular about unexpected overdraft fees, which are fees banks charge when a purchase appears to be covered by the account balance at the time but later causes an overdraft. Under the resolution, the 2025 withdrawal would have no force or effect.

Full text and official record on Congress.gov

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Action history

DateChamberActionStatus effect
2026-04-13SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.refer
2026-04-13Introduced in Senateintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-11. Provisions and opinion polling arrive in a later release.