A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices".

This joint resolution uses the Congressional Review Act to reject a May 2025 action by the Consumer Financial Protection Bureau (CFPB). In that action, the CFPB withdrew a 2023 guidance document, Circular 2023-01, which described when "negative option" marketing may be unlawful. Negative option marketing includes offers where a consumer is charged or enrolled unless they take action to decline or cancel, such as automatic renewals. Under this resolution, the CFPB's withdrawal of that circular would have no force or effect.

Full text and official record on Congress.gov

Sponsors

• Kirsten E. Gillibrand Democrat sponsor
• 0 cosponsors