A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".

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Introduced 2026-03-26Topic: technology privacy · economy jobs · governance ethics

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This joint resolution would use the Congressional Review Act to cancel a rule issued by the Bureau of Consumer Financial Protection titled "Fair Credit Reporting Act; Preemption of State Laws," published October 28, 2025. The rule addresses how the federal Fair Credit Reporting Act relates to state laws on credit reporting. If the resolution is enacted, the rule would have no force or effect.

Full text and official record on Congress.gov

Action history

Date	Chamber	Action	Status effect
2026-05-13	Senate	Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2268-2269)
2026-04-27	Senate	Placed on Senate Legislative Calendar under General Orders. Calendar No. 399.
2026-04-27	Senate	Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).	report
2026-04-27		Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).	report
2026-03-26	Senate	Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.	refer
2026-03-26		Introduced in Senate	introduce

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