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Proposed

Resolution · 119th Congress · SJRES 143

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-02: Reopening Deposit Accounts That Consumers Previously Closed".

Refreshed 1 h ago

Introduced 2026-03-25Topic: economy jobs · governance ethics

Summary

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This joint resolution would use the Congressional Review Act to reject a 2025 action by the Consumer Financial Protection Bureau. That action withdrew a 2023 guidance document, Circular 2023-02, which addressed banks and credit unions reopening deposit accounts that consumers had previously closed. Under the resolution, the 2025 withdrawal would have no force or effect.

Full text and official record on Congress.gov

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Action history

DateChamberActionStatus effect
2026-03-25SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.refer
2026-03-25Introduced in Senateintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-11. Provisions and opinion polling arrive in a later release.