A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

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Introduced 2026-03-17Topic: technology privacy · economy jobs · governance ethics

Summary

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This resolution uses the Congressional Review Act to cancel a May 2025 rule from the Consumer Financial Protection Bureau. That 2025 rule withdrew an earlier 2022 interpretive rule about how far the federal Fair Credit Reporting Act limits, or preempts, state laws on credit reporting. Under this resolution, the 2025 withdrawal rule would have no force or effect.

Full text and official record on Congress.gov

Action history

Date	Chamber	Action	Status effect
2026-05-13	Senate	Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2271)
2026-04-27	Senate	Placed on Senate Legislative Calendar under General Orders. Calendar No. 385.
2026-04-27	Senate	Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).	report
2026-04-27		Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).	report
2026-03-17	Senate	Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.	refer
2026-03-17		Introduced in Senate	introduce

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