A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans".

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Introduced 2026-03-18Topic: economy jobs · technology privacy

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This joint resolution would use the Congressional Review Act to reject a May 2025 rule from the Consumer Financial Protection Bureau. That 2025 rule withdrew an earlier May 2024 rule on using digital user accounts to access buy now, pay later loans under the federal Truth in Lending rules (Regulation Z). Under this resolution, the 2025 withdrawal rule would have no force or effect.

Full text and official record on Congress.gov

Action history

Date	Chamber	Action	Status effect
2026-05-13	Senate	Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2272)
2026-04-27	Senate	Placed on Senate Legislative Calendar under General Orders. Calendar No. 390.
2026-04-27	Senate	Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).	report
2026-04-27		Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).	report
2026-03-18	Senate	Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.	refer
2026-03-18		Introduced in Senate	introduce

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