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Proposed

Resolution · 119th Congress · HJRES 185

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".

Refreshed 3 h ago

Introduced 2026-05-13Topic: economy jobs · governance ethics

Summary

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This joint resolution uses the Congressional Review Act to reject a May 2025 action by the Consumer Financial Protection Bureau. In that action, the Bureau withdrew a 2024 guidance document, Circular 2024-03, about contract terms and conditions in consumer financial products that are unlawful or cannot be enforced. Under this resolution, the withdrawal would have no force or effect.

Full text and official record on Congress.gov

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Action history

DateChamberActionStatus effect
2026-05-13HouseReferred to the House Committee on Financial Services.refer
2026-05-13Introduced in Houseintroduce
2026-05-13Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-20. Provisions and opinion polling arrive in a later release.