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Proposed

Resolution · 119th Congress · HJRES 181

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".

Refreshed 4 h ago

Introduced 2026-05-11Topic: technology privacy · economy jobs · governance ethics

Summary

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This joint resolution would use the Congressional Review Act to reject a 2025 action by the Consumer Financial Protection Bureau that withdrew an earlier guidance document. The withdrawn document, Circular 2022-07, addressed how companies must reasonably investigate consumer disputes about information in credit and other consumer reports. Under the resolution, the 2025 withdrawal would have no force or effect.

Full text and official record on Congress.gov

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Action history

DateChamberActionStatus effect
2026-05-11HouseReferred to the House Committee on Financial Services.refer
2026-05-11Introduced in Houseintroduce
2026-05-11Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-20. Provisions and opinion polling arrive in a later release.