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Proposed

Resolution · 119th Congress · HJRES 173

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-02: Reopening Deposit Accounts That Consumers Previously Closed".

Refreshed 1 h ago

Introduced 2026-05-04Topic: economy jobs · governance ethics

Summary

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This joint resolution uses the Congressional Review Act to reject a May 2025 rule from the Consumer Financial Protection Bureau (CFPB). That 2025 rule withdrew a 2023 CFPB guidance document, Circular 2023-02, about banks and credit unions reopening deposit accounts that consumers had already closed. Under the resolution, the 2025 withdrawal rule would have no force or effect.

Full text and official record on Congress.gov

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Action history

DateChamberActionStatus effect
2026-05-04HouseReferred to the House Committee on Financial Services.refer
2026-05-04Introduced in Houseintroduce
2026-05-04Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-20. Provisions and opinion polling arrive in a later release.