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Proposed

Resolution · 119th Congress · HJRES 170

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

Refreshed 3 h ago

Introduced 2026-04-30Topic: technology privacy · economy jobs · governance ethics

Summary

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This joint resolution uses the Congressional Review Act to reject a May 2025 action by the Consumer Financial Protection Bureau (CFPB). In that action, the CFPB withdrew a 2022 rule that addressed how far the federal Fair Credit Reporting Act overrides, or 'preempts,' state laws on credit reporting. Under this resolution, the 2025 withdrawal would have no force or effect.

Full text and official record on Congress.gov

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Action history

DateChamberActionStatus effect
2026-04-30HouseReferred to the House Committee on Financial Services.refer
2026-04-30Introduced in Houseintroduce
2026-04-30Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-20. Provisions and opinion polling arrive in a later release.