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Proposed

Resolution · 119th Congress · HJRES 164

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements".

Refreshed 47 min ago

Introduced 2026-04-30Topic: civil rights · economy jobs · governance ethics

Summary

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This joint resolution would use Congress's power to review federal agency rules to reject a 2025 action by the Consumer Financial Protection Bureau. In that action, the Bureau withdrew a 2022 rule under the Equal Credit Opportunity Act (Regulation B). The 2022 rule dealt with lenders revoking credit or making unfavorable changes to the terms of existing credit arrangements. Under this resolution, the 2025 withdrawal would have no force or effect.

Full text and official record on Congress.gov

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Action history

DateChamberActionStatus effect
2026-04-30HouseReferred to the House Committee on Financial Services.refer
2026-04-30Introduced in Houseintroduce
2026-04-30Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-20. Provisions and opinion polling arrive in a later release.