A resolution recognizing the strong link between climate change and skyrocketing insurance premiums.

This Senate resolution states that climate change and more frequent and intense natural disasters are raising home insurance costs in the United States. It lists figures on insured disaster losses, the rise in insurance premiums since 2013, and average 2024 premiums in several states. It also notes that most lenders require borrowers to buy insurance to get a mortgage. The resolution states that not addressing climate change will make housing less affordable. It does not create any new program, rule, or spending.

Full text and official record on Congress.gov

Sponsors

• Sheldon Whitehouse Democrat sponsor
• 10 cosponsors