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Proposed

Bill · 119th Congress · S 5106

Wildfire Insurance Affordability Act

Refreshed 5 h ago

Introduced 2026-07-23Topic: housing · public safety · taxes

Summary

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This bill would create a federal grant program, run by the United States Fire Administrator, that gives formula grants to state insurance departments, territories, and Indian Tribes to help pay for wildfire protection work on homes, such as fire-resistant roofs, vents, and clearing flammable plants. Grants could be passed on to nonprofits, local governments, and individuals, with a limit of $10,000 per household. The bill would also set up a five-year pilot program giving states grants to hand out vouchers that help pay wildfire insurance premiums for households with incomes at or below 80 percent of the area median that live in high-risk areas and have completed fire safety upgrades. Money received from these programs would not count as taxable income.

Full text and official record on Congress.gov

Sponsors

Action history

DateChamberActionStatus effect
2026-07-23SenateRead twice and referred to the Committee on Finance.refer
2026-07-23Introduced in Senateintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-11. Provisions and opinion polling arrive in a later release.