Protect Your Points Act of 2026

This bill would set new rules for airlines that run frequent flyer programs, including programs tied to airline credit cards. Airlines could not put expiration dates on points or miles, and could not charge fees to use, redeem, or transfer them; members could transfer any amount of points to another member of the same program. Airlines would have to show the dollar value of their points, show ticket prices in both dollars and points, publish yearly redemption rates, let customers pay with any mix of dollars and points, and require multi-factor login security. Airlines would also have to give customers at least 1 year of notice before changing program terms or reducing the value of points.

Full text and official record on Congress.gov

Sponsors

• Richard J. Durbin Democrat sponsor
• 0 cosponsors