Mental Health and MAMA Act of 2026

This bill would require health plans and insurers that cover mental health or substance use disorder services to stop charging cost-sharing, such as copays or deductibles, for those services when a pregnant or postpartum patient gets them from an in-network provider. The rule would apply from the diagnosis of pregnancy through one year after the pregnancy ends, and it would include telehealth services. It would also let patients who received mental health or substance use treatment from a provider during pregnancy keep getting in-network-level care from that provider for up to a year after the pregnancy if the provider leaves the plan's network. The changes would take effect for plan years starting two years after the bill becomes law and would also apply to the Federal Employees Health Benefits Program.

Full text and official record on Congress.gov

Sponsors

• Jeanne Shaheen Democrat sponsor
• 3 cosponsors