Blockchain Regulatory Certainty Act of 2026

This bill says that software developers and service providers for blockchain systems who cannot control users' digital assets are not money transmitting businesses under federal law. It defines a "non-controlling developer or provider" as one that does not have the legal right or the independent ability to control or carry out transactions involving users' digital assets without approval from another party. These developers would also not face similar registration requirements just for publishing blockchain software, providing self-custody tools, or supporting blockchain infrastructure. The bill does not change how developers are treated for other conduct, including under anti-money laundering laws, and it allows states to enforce laws consistent with it.

Full text and official record on Congress.gov

Sponsors

• Cynthia M. Lummis Republican sponsor
• 1 cosponsors