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Proposed

Bill · 119th Congress · S 3389

Lowering Health Care Costs for Americans Act

Refreshed 23 min ago

Introduced 2025-12-09Topic: health care · taxes · budget

Summary

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This bill would change federal health insurance rules under the Affordable Care Act. Premium tax credits would be extended through 2031 and reduced in steps starting in 2028. Enrollees would pay at least $10 to $40 a month depending on income. Applicants over 18 would need photo ID. Credits would be paid into new Healthcare Affordability Accounts that cannot be used for abortion or gender transition procedures. Marketplace plans could not cover gender transition procedures, and federal funding would be limited for plans that cover abortion. The bill would also fund state reinsurance and high-risk pool programs and require hospitals to post prices monthly or face daily fines.

Full text and official record on Congress.gov

Sponsors

Action history

DateChamberActionStatus effect
2025-12-09SenateRead twice and referred to the Committee on Finance.refer
2025-12-09Introduced in Senateintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-11. Provisions and opinion polling arrive in a later release.