Healthy MOM Act

This bill would let pregnant people sign up for health insurance outside the normal enrollment windows, through the ACA Exchanges, individual insurers, and employer group plans, starting with plan years beginning on or after January 1, 2027. Health plans that cover dependents would have to cover pregnancy, childbirth, labor and delivery, and postpartum care for pregnant dependents of any age. Pregnancy would count as a qualifying life event for enrolling in federal employee health plans. States could not lower Medicaid income limits for pregnant people and infants below their January 2025 levels. All states would have to provide 12 months of continuous Medicaid and CHIP coverage after pregnancy.

Full text and official record on Congress.gov

Sponsors

• Angela D. Alsobrooks Democrat sponsor
• 14 cosponsors