Health Savings Accounts For All Act of 2025

This bill would change federal tax rules for health savings accounts (HSAs). It would raise the yearly HSA contribution limit to match the limit for 401(k)-style retirement plans, with an extra catch-up amount for people 50 and older. It would remove the rule that a person must have a high-deductible health plan to contribute to and deduct money put into an HSA. It would let HSA money pay for direct primary care fees, vitamins, dietary supplements, gym memberships, and wearable fitness trackers, and cover adult children under 27. It would also let an HSA pass to a child, parent, or grandparent at death and protect HSAs in bankruptcy the same way as IRAs.

Full text and official record on Congress.gov

Sponsors

• Rand Paul Republican sponsor
• 0 cosponsors