National Flood Insurance Program Automatic Extension Act of 2025

This bill changes federal flood insurance law so the National Flood Insurance Program automatically continues when its legal deadline passes without action from Congress. If no new law extends or repeals the program before the deadline, the program's authority would extend until the end of the next fiscal year. During that extension, the program could keep selling, renewing, and servicing policies and paying claims, with borrowing limits and funding kept at the levels in effect the day before the deadline. Pilot programs, studies, task forces, and similar groups with their own end dates would not be extended. The change would take effect as if enacted on September 30, 2025.

Full text and official record on Congress.gov

Sponsors

• Bill Cassidy Republican sponsor
• 1 cosponsors