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Proposed

Bill · 119th Congress · S 3264

More Affordable Care Act

Refreshed 3 h ago

Introduced 2025-11-20Topic: health care · taxes

Summary

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This bill would let a state, through its governor or legislature, choose to have federal officials waive certain Affordable Care Act insurance rules, the premium tax credit, cost-sharing reductions, and the individual mandate, starting in 2026, if the state keeps a high-risk insurance pool or similar program. In waiver states, residents who would have qualified for premium tax credits or cost-sharing help would instead receive that amount in new health savings accounts called Trump Health Freedom Accounts. Money in these accounts could not be used for plans that cover, or to pay for, gender transition procedures or abortion services, with listed exceptions. The bill would also expand a tax credit for small employers in waiver states and direct federal agencies to require disclosure of actual health care prices and public reporting of provider outcomes data.

Full text and official record on Congress.gov

Sponsors

Action history

DateChamberActionStatus effect
2025-11-20SenateRead twice and referred to the Committee on Finance.refer
2025-11-20Introduced in Senateintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-11. Provisions and opinion polling arrive in a later release.