Hardworking Seniors Act

This bill would change federal tax law so that people who qualify for Medicare Part A because of their age can still contribute to a health savings account (HSA). Under current law, enrolling in Medicare ends a person's ability to make HSA contributions. The bill also changes how certain HSA rules apply to these individuals, including rules on paying for health insurance from the account and the extra tax on withdrawals not used for medical expenses. The changes would apply to months beginning after December 31, 2026.

Full text and official record on Congress.gov

Sponsors

• Michelle Fischbach Republican sponsor
• 0 cosponsors