Fair Debt Collection Practices for Servicemembers Act

This bill amends the Fair Debt Collection Practices Act to add rules for collecting debts from active-duty servicemembers, their dependents, and recently separated servicemembers and certain family members during the 365 days after separation. Debt collectors could not threaten to have these individuals reduced in rank, have their security clearance revoked, or be prosecuted under the Uniform Code of Military Justice. It would also be an unfair practice to suggest that failing to cooperate with a debt collector will lead to any of these outcomes. The Government Accountability Office would study and report to Congress on how the law affects delivery of information to covered members, military readiness, and national security.

Full text and official record on Congress.gov

Sponsors

• Madeleine Dean Democrat sponsor
• 1 cosponsors