CHECK Act of 2026

This bill would require companies that help run employer health plans, such as third-party administrators and pharmacy benefit managers, to give those plans detailed cost, payment, and claims information at least every three months at no cost. Contracts that block or delay this information would be void, and providers that fail to comply could face civil penalties of $100,000 per day. Health plans would have to send patients an itemized explanation of benefits within 45 days of receiving a payment request, showing billing codes, plan payments, and patient costs. Health care providers that bill patients would have to include an itemized bill, and could not take collection actions unless they do so or if charges exceed a prior estimate without documented reasons.

Full text and official record on Congress.gov

Sponsors

• Nicholas A. Langworthy Republican sponsor
• 0 cosponsors