Community Housing Act of 2026

This bill would provide federal money for affordable housing, including $44.5 billion per year for 2027 through 2036 to the Housing Trust Fund and added funds for the HOME program, the Capital Magnet Fund, rural rental housing loans, rural home loans, and downpayment help for voucher holders. It would remove the federal limit on how many public housing units local agencies may build and create a new HUD office on land use and zoning that would run competitive grants for local housing plans and zoning changes. It would fund community land trusts and other shared equity programs that keep homes affordable for at least 30 years, and raise the fees Fannie Mae and Freddie Mac pay toward housing funds. It would also create a permanent program to preserve rural rental housing with federal loans and require Federal Home Loan Banks to contribute 20 percent of net income to affordable housing starting in 2027.

Full text and official record on Congress.gov

Sponsors

• Becca Balint Democrat sponsor
• 16 cosponsors