Primary and Behavioral Health Care Access Act of 2026

This bill would require group health plans and health insurance companies offering group or individual coverage to cover 3 primary care visits and 3 behavioral health care visits each plan year with no cost-sharing, such as copays or deductibles. Plans could not set stricter treatment limits on these visits than on other similar visits, and must pay providers the same rates for them as for other similar visits. Primary care visits must be in person with a provider the patient has chosen as their primary care provider. High deductible health plans could cover these visits without losing their status for health savings account purposes. The rules would apply to plan years starting 2 years after the bill becomes law.

Full text and official record on Congress.gov

Sponsors

• Lauren Underwood Democrat sponsor
• 1 cosponsors