Closing Bankruptcy Loopholes for Child Predators Act of 2026

This bill changes federal bankruptcy law for cases involving claims of child sexual abuse. It bars debtors who committed the abuse or acted with gross negligence from having those debts wiped out in bankruptcy, and treats such claims as filed on time regardless of state time limits. It requires courts to hold a conference for victim impact statements, limits the sealing of evidence of alleged abuse except to protect victims' identities, and requires an independent forensic accountant to review the assets of nonprofit debtors. It also requires approval by at least 90 percent of voting creditors before third parties can be released from liability, and bars the use of small business (subchapter 5) bankruptcy for these claims.

Full text and official record on Congress.gov

Sponsors

• Deborah K. Ross Democrat sponsor
• 3 cosponsors