Patient Choice and Access Act of 2026

This bill would change the Affordable Care Act so that, starting with plan years beginning on or after January 1, 2027, the federal government could not require a qualified health plan to keep a provider network to be certified. Health insurance exchanges also could not refuse to certify a plan because it does not have a provider network. Plans without a network would have to give enrollees and potential enrollees plain-language information about expected out-of-pocket costs and the chance of balance billing. They would also have to offer customer service or online search tools to help people find providers who will accept the plan's payment as payment in full.

Full text and official record on Congress.gov

Sponsors

• Michael A. Rulli Republican sponsor
• 3 cosponsors