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Bill · 119th Congress · HR 6552

Bank-Fintech Partnership Enhancement Act

Refreshed 2 h ago

Introduced 2025-12-10Topic: economy jobs · technology privacy · governance ethics

Summary

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This bill would require the Federal Reserve Board, the Comptroller of the Currency, and the Federal Deposit Insurance Corporation to study how partnerships between banks and financial technology (fintech) companies affect the banking sector, competition, innovation, consumer protection, and access to financial products. The study would also look at what changes to federal banking laws, rules, or guidance could support these partnerships. The National Credit Union Administration would do a similar study of partnerships between credit unions and fintech companies. Each agency would have to send a report of its findings to Congress within 1 year after the bill becomes law.

Full text and official record on Congress.gov

Sponsors

Action history

DateChamberActionStatus effect
2026-02-25HousePlaced on the Union Calendar, Calendar No. 456.
2026-02-25HouseReported (Amended) by the Committee on Financial Services. H. Rept. 119-531.report
2026-02-25Reported (Amended) by the Committee on Financial Services. H. Rept. 119-531.report
2025-12-17HouseOrdered to be Reported (Amended) by the Yeas and Nays: 53 - 0.refer
2025-12-17HouseCommittee Consideration and Mark-up Session Heldrefer
2025-12-16HouseCommittee Consideration and Mark-up Session Heldrefer
2025-12-10HouseReferred to the House Committee on Financial Services.refer
2025-12-10Introduced in Houseintroduce
2025-12-10Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-20. Provisions and opinion polling arrive in a later release.