Make American Housing Affordable (MAHA) Act of 2026

This bill would create a new federal income tax credit for people who buy a home to use as their main residence. An eligible buyer could claim $5,000, or $10,000 on a joint return, in the year of the purchase. A person could not claim the credit if they received it in any of the 4 previous tax years. The credit would be reduced for buyers whose modified adjusted gross income is above $250,000, or $500,000 on a joint return. The credit would apply to tax years beginning after the bill becomes law.

Full text and official record on Congress.gov

Sponsors

• Thomas H. Kean, Jr. Republican sponsor
• 1 cosponsors