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Proposed

Bill · 119th Congress · HR 9798

Employer Health Plan Flexibility Act

Refreshed 4 h ago

Introduced 2026-07-21Topic: health care · labor

Summary

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This bill would change federal law so that employer-sponsored group health plans governed by ERISA are not required to cover the Affordable Care Act's Essential Health Benefits because of that federal requirement. It would also make a Public Health Service Act section on cost-sharing limits not apply to these plans. Plans would still have to follow other federal rules, including HIPAA, mental health parity, COBRA, fiduciary duties, nondiscrimination, and preventive services requirements. Plans that use the exemption would have to give participants a yearly notice listing covered benefits and any Essential Health Benefits not covered. The changes would apply to plan years starting on or after January 1, 2028.

Full text and official record on Congress.gov

Sponsors

Action history

DateChamberActionStatus effect
2026-07-21HouseReferred to the Committee on Education and Workforce, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.refer
2026-07-21HouseReferred to the Committee on Education and Workforce, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.refer
2026-07-21Introduced in Houseintroduce
2026-07-21Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-11. Provisions and opinion polling arrive in a later release.