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Bill · 119th Congress · HR 2130

Tribal Trust Land Homeownership Act of 2025

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Introduced 2025-03-14Topic: housing · governance ethics

Summary

Summary by the Congressional Research Service

Tribal Trust Land Homeownership Act of 2025 This bill sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application. Additionally, the bill sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports. The bill also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA. The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land. Finally, the bill establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.

Full text and official record on Congress.gov

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Action history

DateChamberActionStatus effect
2026-02-23HousePlaced on the Union Calendar, Calendar No. 439.
2026-02-23HouseReported by the Committee on Natural Resources. H. Rept. 119-513.report
2026-02-23Reported by the Committee on Natural Resources. H. Rept. 119-513.report
2026-01-22HouseOrdered to be Reported by Unanimous Consent.refer
2026-01-22HouseCommittee Consideration and Mark-up Session Heldrefer
2026-01-22HouseSubcommittee on Indian and Insular Affairs Dischargedrefer
2025-05-20HouseSubcommittee Hearings Heldrefer
2025-05-13HouseReferred to the Subcommittee on Indian and Insular Affairs.refer
2025-03-14HouseReferred to the House Committee on Natural Resources.refer
2025-03-14Introduced in Houseintroduce
2025-03-14Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-11. Provisions and opinion polling arrive in a later release.