Auto Reenroll Act of 2025

This bill changes federal tax and retirement law to let employer retirement plans with automatic enrollment periodically re-enroll workers who chose not to contribute. Under the bill, a worker's choice to opt out could expire after at least 1 year and no more than 3 years. After it expires, the worker would be treated as contributing at the plan's default rate unless the worker opts out again. Plans could apply this expiration at one time each plan year for all workers who opted out, and could include some current workers who were previously left out of automatic enrollment. The changes would apply to plan years beginning after the bill becomes law.

Full text and official record on Congress.gov

Sponsors

• Eugene Simon Vindman Democrat sponsor
• 4 cosponsors