We Can't Wait Act of 2026

This bill would let people applying for Social Security disability insurance benefits choose to receive benefits during the five-month waiting period that normally comes before payments start. People who make this choice would receive a reduced monthly benefit for as long as they are eligible, set at 94.25 percent of the regular amount for the first 36 months the option is in effect. After that, the Social Security Chief Actuary would recalculate the percentage every five years so the choice does not change the long-term cost to the Disability Insurance Trust Fund. The Social Security Administration would update application forms within 180 days and post information online, including a calculator showing how the choice would affect a person's benefit.

Full text and official record on Congress.gov

Sponsors

• Carol D. Miller Republican sponsor
• 1 cosponsors