Caring for Mothers Act of 2025

This bill would require health plans and health insurance to cover a pregnant or recently delivered person when a plan member who intends to adopt (or has adopted) that person's baby submits a signed request. The coverage would include only pregnancy-related and postpartum care and mental health and substance use disorder services tied to that pregnancy. Coverage would start the first month after the request and end when either person ends it, when the adopting member's coverage ends, or one year after the birth, whichever comes first. The birth parent must be a U.S. citizen, national, or lawfully present immigrant, and no one would be required to complete the adoption or face a penalty if it does not happen. The rules would apply to plan years starting on or after January 1, 2026.

Full text and official record on Congress.gov

Sponsors

• Beth Van Duyne Republican sponsor
• 1 cosponsors