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Proposed

Bill · 119th Congress · HR 9514

Homeownership Eligibility Reform Act

Refreshed 1 h ago

Introduced 2026-06-29Topic: immigration

Summary

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This bill would limit Federal Housing Administration (FHA) mortgage insurance to home loans taken out by U.S. citizens. It would also bar Fannie Mae and Freddie Mac from buying conventional mortgages on one- to four-family homes when the borrower is not a U.S. citizen. People who are not citizens, including lawful permanent residents, would no longer qualify for these programs.

Full text and official record on Congress.gov

Sponsors

Action history

DateChamberActionStatus effect
2026-06-29HouseReferred to the House Committee on Financial Services.refer
2026-06-29Introduced in Houseintroduce
2026-06-29Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-10-29. Provisions and opinion polling arrive in a later release.