Affordable Insulin Now Act

This bill would require group health plans and health insurers offering group or individual coverage to cover at least one of each form and type of insulin, as chosen by the plan, starting with plan years beginning on or after January 1, 2026. For these selected insulin products, plans could not apply a deductible and could not charge more than $35 or 25 percent of the net negotiated price, whichever is lower, per 30-day supply. Payments made for this insulin would count toward a person's deductible and out-of-pocket maximum. Plans would not have to follow these limits for out-of-network providers or for insulin products they did not select. Catastrophic plans would also have to cover selected insulin before the enrollee reaches the yearly cost-sharing limit.

Full text and official record on Congress.gov

Sponsors

• Angie Craig Democrat sponsor
• 11 cosponsors