Clean Slate through Repayment Act of 2026

This bill would add a new section to the Higher Education Act of 1965 dealing with federal student loans that have gone into default. When a borrower repays the full amount due on a defaulted federal student loan, the Secretary of Education, guaranty agency, or other loan holder would be required to ask credit reporting agencies to remove the default from the borrower's credit history. The request would also cover any related negative information that was reported about the default.

Full text and official record on Congress.gov

Sponsors

• Deborah K. Ross Democrat sponsor
• 3 cosponsors