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Bill · 119th Congress · HR 6555

Enhancing Bank Resolution Participation Act

Refreshed 3 h ago

Introduced 2025-12-10Topic: economy jobs · governance ethics

Summary

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This bill requires the Comptroller of the Currency, the Federal Deposit Insurance Corporation (FDIC), and the Federal Reserve Board to jointly study "shelf charters" and the FDIC's modified bidder qualification process. These are tools that can let investors without an existing bank charter bid on failed banks. The study must look at how these tools have been used since 2008, whether they were considered for the bank failures in 2023, and the benefits and risks of private equity ownership of banks. Within one year, the agencies must report their findings to the House and Senate banking committees. The report must also identify legal barriers and recommend changes.

Full text and official record on Congress.gov

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Action history

DateChamberActionStatus effect
2026-02-25HousePlaced on the Union Calendar, Calendar No. 459.
2026-02-25HouseReported (Amended) by the Committee on Financial Services. H. Rept. 119-534.report
2026-02-25Reported (Amended) by the Committee on Financial Services. H. Rept. 119-534.report
2025-12-17HouseOrdered to be Reported (Amended) by the Yeas and Nays: 51 - 0.refer
2025-12-17HouseCommittee Consideration and Mark-up Session Heldrefer
2025-12-16HouseCommittee Consideration and Mark-up Session Heldrefer
2025-12-10HouseReferred to the House Committee on Financial Services.refer
2025-12-10Introduced in Houseintroduce
2025-12-10Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-20. Provisions and opinion polling arrive in a later release.