GUIDANCE Act of 2026

This bill would cancel the May 2025 actions by the Bureau of Consumer Financial Protection that withdrew 23 earlier guidance documents and rules. By declaring those withdrawals to have no force or effect, the bill would put the earlier guidance back in place. The restored items cover topics such as medical debt collection, overdraft opt-in practices, bank fees on returned deposits, credit reporting disputes, lending discrimination, protections for active-duty servicemembers, whistleblower protections, and home sales financed through contracts for deed.

Full text and official record on Congress.gov

Sponsors

• Maxine Waters Democrat sponsor
• 0 cosponsors