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Bill · 119th Congress · HR 6703

Lower Health Care Premiums for All Americans Act

Refreshed 5 h ago

Introduced 2025-12-15Topic: health care · labor

Summary

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This bill changes federal rules for employer health coverage. It lets groups of employers, including self-employed people, join together to offer a shared health plan if the group has existed for at least 2 years, is run by its employer members, and does not deny coverage or charge more based on health status or pre-existing conditions. It excludes stop-loss insurance bought by self-insured employer plans from the definition of health insurance, and it allows employers to fund health reimbursement accounts that workers use to buy individual coverage. It also requires companies that manage prescription drug benefits for employer plans to report drug costs, rebates, and fees to those plans at least every 6 months, with penalties for failing to report or giving false information.

Full text and official record on Congress.gov

Sponsors

Recorded votes

DateChamberQuestionResultYeasNays
2025-12-17House roll 349On PassagePassed216211
2025-12-17House roll 348On Motion to RecommitFailed210218

Action history

DateChamberActionStatus effect
2025-12-18SenateReceived in the Senate.refer
2025-12-17HouseMotion to reconsider laid on the table Agreed to without objection.
2025-12-17HouseOn passage Passed by the Yeas and Nays: 216 - 211 (Roll no. 349). (text: CR H5956-5966)
2025-12-17Passed/agreed to in House: On passage Passed by the Yeas and Nays: 216 - 211 (Roll no. 349).floor pass
2025-12-17HouseOn motion to recommit Failed by the Yeas and Nays: 210 - 218 (Roll no. 348).
2025-12-17HouseConsidered as unfinished business. (consideration: CR H6006-6008)
2025-12-17HousePOSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 6703, the Chair put the question on motion to recommit and by voice vote, announced the noes had prevailed. Ms. Underwood demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
2025-12-17HouseThe previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX.
2025-12-17HouseMs. Underwood moved to recommit to the Committee on Energy and Commerce. (text: CR H5977)
2025-12-17HouseThe previous question was ordered pursuant to the rule.
2025-12-17HouseDEBATE - The House proceeded with one hour of debate on H.R. 6703.
2025-12-17HouseRule provides for consideration of H.R. 6703, H.R. 498 and H.R. 3492. The resolution provides for consideration of H.R. 6703 and H.R. 498 under a closed rule and H.R. 3492 under a structured rule with one hour of general debate and one motion to recommit on each bill.
2025-12-17HouseConsidered under the provisions of rule H. Res. 953. (consideration: CR H5956-5977)
2025-12-17HouseRules Committee Resolution H. Res. 953 Reported to House. Rule provides for consideration of H.R. 6703, H.R. 498 and H.R. 3492. The resolution provides for consideration of H.R. 6703 and H.R. 498 under a closed rule and H.R. 3492 under a structured rule with one hour of general debate and one motion to recommit on each bill.
2025-12-15HouseReferred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.refer
2025-12-15HouseReferred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.refer
2025-12-15HouseReferred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.refer
2025-12-15Introduced in Houseintroduce
2025-12-15Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-11. Provisions and opinion polling arrive in a later release.