Flood Insurance Transparency Act of 2025

This bill would require the federal official who runs the National Flood Insurance Program to make public the data, models, and other information the program uses to assess flood risk and set flood elevations and premiums. This includes property-level risk data, loss ratios, policy amounts and terms, claim dates and amounts, and which properties have been mitigated or have repeated flood losses. The information would be available through an open source online system. Within one year, the official would also have to create a searchable public database on each participating community, including its compliance status and counts of properties in flood hazard areas. Data would be shown at the ZIP Code or census block level and could not reveal personal information about property owners.

Full text and official record on Congress.gov

Sponsors

• W. Gregory Steube Republican sponsor
• 2 cosponsors