Active
Bill · 119th Congress · HR 2571
Self-Insurance Protection Act
Refreshed 2 h ago
Introduced 2025-04-01Topic: health care · laborSummary
AI-generated summary, report an errorThis bill changes the federal Employee Retirement Income Security Act of 1974 (ERISA), which governs employer health plans. It states that stop-loss insurance bought by employers or plans that pay their own workers' health claims (self-insured plans) is not "health insurance coverage" under that law. Stop-loss insurance repays the employer or plan when health claims go above a set level written in the policy. The bill also says federal law overrides state laws that would prevent an employer group health plan from insuring against excess or unexpected claims losses.
Sponsors
- Robert F. Onder, Jr. Republican sponsor
- 2 cosponsors
Action history
| Date | Chamber | Action | Status effect |
|---|---|---|---|
| 2025-12-15 | House | Placed on the Union Calendar, Calendar No. 356. | |
| 2025-12-15 | House | Reported (Amended) by the Committee on Education and Workforce. H. Rept. 119-408. | report |
| 2025-12-15 | Reported (Amended) by the Committee on Education and Workforce. H. Rept. 119-408. | report | |
| 2025-06-25 | House | Ordered to be Reported (Amended) by the Yeas and Nays: 21 - 15. | refer |
| 2025-06-25 | House | Committee Consideration and Mark-up Session Held | refer |
| 2025-04-01 | House | Referred to the House Committee on Education and Workforce. | refer |
| 2025-04-01 | Introduced in House | introduce | |
| 2025-04-01 | Introduced in House | introduce |