Association Health Plans Act

This bill changes federal benefits law (ERISA) so that a group or association of employers can be treated as a single employer for the purpose of sponsoring a group health plan, even if its members are in different industries. To qualify, the association must cover at least 51 employees, have existed for at least 2 years, be formed for purposes other than providing health care, and not be run by an insurance company. Self-employed individuals with no employees who work at least 10 hours a week could join these plans. The plans could set each employer member's premium share based on that employer's risk profile, where state law allows. The plans could not deny coverage for pre-existing conditions or base eligibility or premiums for an individual on health status.

Full text and official record on Congress.gov

Sponsors

• Tim Walberg Republican sponsor
• 32 cosponsors