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Proposed

Bill · 119th Congress · HR 5608

To ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products.

Refreshed 4 h ago

Introduced 2025-09-26Topic: environment · economy jobs · governance ethics

Summary

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This bill changes the National Flood Insurance Act of 1968 to address insurance companies that take part in FEMA's Write Your Own Program, which lets private insurers sell and handle federal flood insurance policies. It would bar the FEMA Administrator from requiring these companies, or insurance agents, brokers, and claims adjusters working with the program, to agree not to sell private flood insurance. After the bill becomes law, FEMA could not include such a restriction in any new Write Your Own agreement with an insurer.

Full text and official record on Congress.gov

Sponsors

Action history

DateChamberActionStatus effect
2025-09-26HouseReferred to the House Committee on Financial Services.refer
2025-09-26Introduced in Houseintroduce
2025-09-26Introduced in Houseintroduce
Source: GovInfo Bill Status (Library of Congress), fetched 2026-09-11. Provisions and opinion polling arrive in a later release.