IDA Act of 2026

This bill changes the Employee Retirement Income Security Act of 1974 (ERISA), the federal law that governs many employer benefit plans. Under current law, ERISA generally overrides (preempts) state laws that relate to these plans. The bill would let state laws on dental benefits, including laws on how those benefits are administered, apply to these plans as long as they do not conflict with ERISA's provisions. This change would take effect 18 months after the bill becomes law.

Full text and official record on Congress.gov

Sponsors

• Jefferson Van Drew Republican sponsor
• 15 cosponsors